2023 (20), №1

Dynamics of Financial Fragility of Companies in the US Non-Financial Private Sector

For citation: 

Rozmainsky, I. V., Denisova, N. N. & Plotnikova, V. A. (2023). Dynamics of Financial Fragility of Companies in the US Non-Financial Private Sector. AlterEconomics, 20(1), 246–270 https://doi.org/10.31063/AlterEconomics/2023.20-1.12

Abstract:

The purpose of this article is to test the hypothesis that the share of financially fragile firms in the US is growing along with the approaching macroeconomic or financial crisis. Two criteria were used to measu­re financial fragility. According to the Mulligan criterion, the speculative financing regime dominated the US private sector, and according to the Davis with coauthors criterion, it was the hedge regime. The low share of Ponzi firms — compared to countries that implemented austerity policies (e. g. Greece, Portugal and the Netherlands) — could be explained by the US government’s expansionary fiscal and monetary policies, which sought to maintain the revenue of the US private sector at an ‘acceptable level’ in the times of crisis. The most fragi­le industry was consumer cyclicals, and the least fragile, healthcare. Our econometric analysis, based on panel-based fixed-effects logistic regression, demonstrated that the probability of becoming a Ponzi-financed firm — according to the Mulligan criterion — is affected by the amount of its debt, the presence or absence of a crisis in a particular year, its total capital stock, and net income after tax. Thus, the financial instability hypothesis — tested against the Mulligan criterion in the form of the interest coverage ratio — is confirmed for private US firms: for several years, before the onset of both crises considered, the number and share of Ponzi firms grew steadily. The accumulation of financial fragility before, during, and after the Great Recession — measured according to the criterion described in Davis et al. — does not fit the logic of the financial instability hypothesis: the dynamics of the number and share of Ponzi firms is not related to cyclical fluctuations in GDP.

PDF full
Downloaded: 121

Ivan V. Rozmainsky — Cand. Sci. (Econ.), Associate Professor, Department of Economics, St. Petersburg School of Economics and Management, National Research University “Higher School of Economics”; https://orcid.org/0000-0003-1321-2718 (3 A, Kantemirovskaya St., St. Petersburg, 194100, Russian Federation; e-mail: irozmain@yandex.ru).

Natal’ya N. Denisova — Bachelor, Department of Economics, St. Petersburg School of Economics and Management, National Research University “Higher School of Economics” (3 A, Kantemirovskaya St., St. Petersburg, 194100, Russian Federation; e-mail: nndenisova@edu.hse.ru).

Viktoriya A. Plotnikova — Bachelor, Department of Economics, St. Petersburg School of Economics and Management, National Research University “Higher School of Economics” (3 A, Kantemirovskaya St., St. Petersburg, 194100, Russian Federation; e-mail: vaplotnikova@edu.hse.ru)

Beshenov, S. V. & Rozmainsky, I. V. (2015). Gipoteza finansovoy nestabil’nosti Khaymana Minski i dolgovoy krizis v Gretsii [Hyman Minsky’s financial instability hypothesis and Greece Debt Crisis]. Voprosy Ekonomiki, 11, 120–143. https://doi.org/10.32609/0042-8736-2015-11-120-143 (In Russ.)

Budnevich Portales, C., Favreau Negront, N. & Pérez Caldentey, E. (2020). Chile’s thrust towards financial fragility. Investigación Económica, 80 (315), 81–106. http://dx.doi.org/10.22201/fe.01851667p.2021.315.77041

Carvalho, F. J. C. (1992). Mr. Keynes and Post Keynesians. Principles of macroeconomics for a monetary production economy.  Aldershot, England: Edward Elgar, 236.

Damodaran, A. (2011).  Applied corporate finance.  Hoboken, NJ: John Wiley & Sons.

Davis, L. E., Souza, J. P. A. de & Hernandez, G. (2019). An empirical analysis of Minsky regimes in the US economy. Cambridge Journal of Economics, 43 (3), 541–583. https://doi.org/10.1093/cje/bey061

Feijó, C., Lamônica, M. T. & Lima, S. da S. (2020). Investment cycle of the Brazilian economy: a panel cointegration analysis of industrial firms based on Minsky’s financial instability hypothesis — 2007–2017. Journal of Post Keynesian Economics, 44 (4), 604–622. https://doi.org/10.1080/01603477.2020.1840277

Feijó, C., Lamônica, M. T. & Lima, S. da S. (2021). The Brazilian investment cycle: Financial fragility of the industrial sector. Investigación Económica, 80 (317), 34–57. http://dx.doi.org/10.22201/fe.01851667p.2021.317.78308

Hein, E. (2012). The crisis of finance-dominated capitalism in the Euro area, deficiencies in the economic policy architecture, and deflationary stagnation policies.  Working Paper, 734. NY: The Levy Economics Institute of Bard College.

Keynes, J. M. (1936). The general theory of employment, interest and money.  London: Palgrave Macmillan, 414.

Krugman, P. (2009). Vozvrashchenie Velikoy depressii? Mirovoy krizis glazami nobelevskogo laureata [The return of depression economics and the crisis of 2008]. Translated by V. N. Egorov. In M. G. Delyagin, L. A. Amelekhin. (Eds.). Moscow: Eksmo Publ., 336. (In Russ.)

Markov, A. (2007). Ne vremya rasslablyat’sya [It’s not the time to relax]. Ekspert [Expert], 26 (567), 15–22. Retrieved from: https://expert.ru/expert/2007/26/ne_vremya_rasslablyatsya/ (Date of access: 28.12.2022). (In Russ.)

Minsky, H. P. (1975).  John Maynard Keynes.  New York: Columbia University Press, 181.

Minsky, H. P. (1983). The financial instability hypothesis: An interpretation of Keynes and an alternative to “standard” theory.  John Maynard Keynes. Critical assessments.  In J. C. Wood (Ed.). London: Macmillan, 282–292.

Minsky, H. P. (1985). The financial instability hypothesis: A restatement. Post-Keynesian economic theory:  A challenge to neoclassical economics.  In Arestis P., Skouras T. (Eds.). Brighton: Wheatsheaf, 24–55.

Minsky, H. P. (1986).  Stabilizing an unstable economy.  New Haven: Yale University Press, 353.

Minsky, H. P. (1992). The financial instability hypothesis. The Jerome Levy Economics Institute Working Paper, 74.  http://dx.doi.org/10.2139/ssrn.161024

Mulligan, R. F. (2013). A sectoral analysis of the financial instability hypothesis. The Quarterly Review of Economics and Finance, 53 (4), 450–459. https://doi.org/10.1016/j.qref.2013.05.010

Mulligan, R. F., Lirely, R. & Coffee, D. (2014). An Empirical Examination of Minsky’s Financial Instability Hypothesis. Journal des Économistes et des Études Humaines, 20 (1), 1–17. https://doi.org/10.1515/jeeh-2013-0005

Nikolaidi, M. & Stockhammer, E. (2017). Minsky models: A structured survey. Journal of Economic Surveys, 31 (5), 1304–1331. https://doi.org/10.1111/joes.12222

Nishi, H. (2019). An empirical contribution to Minsky’s financial fragility: evidence from non-financial sectors in Japan. Cambridge Journal of Economics, 43 (3), 585–622. https://doi.org/10.1093/cje/bey031

Rozmainsky, I. V. & Selitsky, M. S. (2021). Podtverzhdenie gipotezy finansovoy nestabil’nosti na dannykh chastnykh firm Yuzhnoy Korei [The financial instability hypothesis and the case of private non-financial firms in South Korea]. Zhurnal Economicheskoj Teorii [Russian Journal of Economic Theory], 18 (3), 417–432. https://doi.org/10.31063/2073-6517/2021.18-3.7 (In Russ.)

Rozmainsky, I. V., Mindubaeva, K. I. & Yakovleva, E. K. (2022). Analiz nefinansovogo chastnogo sektora Frantsii na osnove gipotezy finansovoy nestabil’nosti [An analysis of the French non-financial private sector on the based on the Financial Instability Hypothesis]. Terra Economicus, 20 (1), 6–26. https://doi.org/10.18522/2073-6606-2022-20-1-6-26 (In Russ.)

Rozmainsky, I., Kovezina, Y. & Klimenko, A. (2022). An empirical application of the financial instability hypothesis based on data from the Dutch non-financial private sector. Journal of Post Keynesian Economics, 45 (2), 281–300. https://doi.org/10.1080/01603477.2021.1993072

 The World Bank.  URL: https://data.worldbank.org/ (дата обращения: 15.01.2022).

Torres Filho, E. T., Martins, N. M. & Miaguti, C. Y. (2019). Minsky’s financial fragility: An empirical analysis of electricity distribution firms in Brazil (2007–2015). Journal of Post Keynesian Economics, 42 (1), 144–168.

Tymoigne, É. (2010). Detecting Ponzi finance: An evolutionary approach to the measure of financial fragility. The Levy Economics Institute Working Papers, 605. http://dx.doi.org/10.2139/ssrn.1632893

Vercelli, A. (2009). A perspective on Minsky moments: The core of the financial instability hypothesis in light of the subprime crisis. The Levy Economics Institute Working Papers, 579.  https://dx.doi.org/10.2139/ssrn.1486128

Wray, L. R. (2011). Financial Keynesianism and market instability. The Levy Economics Institute Working Paper,  653.