2026 (23), №2

Digital Transformation of the Investment Policy of Russian and Chinese Corporations

For citation: 

Borodin, A. I., & Bei, G. (2026). Digital Transformation of the Investment Policy of Russian and Chinese Corporations. AlterEconomics, 23(2), 313–328. https://doi.org/10.31063/AlterEconomics/2026.23-2.4

Abstract:

This article analyses global trends and practices in the digital transformation of investment policy, focusing on four major corporations: Yandex and Sberbank (Russia) and Baidu and Tencent (China). The study identifies key trends and best practices in investment digitalization and examines the opportunities and constraints for applying these practices more broadly. The research draws on contemporary literature review and comparative case study analysis. The central argument is that digital transformation of investment policy through the integration of AI, big data, and cloud platforms increases the efficiency of investment decision-making and opens new growth opportunities, though implementation remains constrained by regulatory frameworks, data availability, and the dynamic nature of corporate environments. The study pursues three objectives: (1) identifying global trends in the digital transformation of corporate investment policy; (2) systematizing best practices through case analysis of Yandex, Sberbank, Baidu, and Tencent, including digital instruments, priority areas, and organizational solutions; and (3) conducting a comparative analysis of investment digitalization in Russia and China, including the opportunities and constraints for replicating identified practices. The findings indicate that AI integration in the financial sectors of both countries is accelerating. Yandex focuses on cloud-based AI solutions for fintech, Sberbank on big data analytics, and Baidu on personalized investment tools. This trend increases the urgency of regulatory adaptation and the development of AI-driven risk management mechanisms, particularly in anti-fraud, credit scoring, and regulatory compliance.

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Aleksandr I. Borodin — Dr. Sci. (Econ.), Professor of the Department of Finance of Sustainable Development, Plekhanov Russian University of Economics; https://orcid.org/0000-0002-2872-1008  (36, Stremyanny Lane, Moscow, 115054, Russian Federation; e-mail: aib-2004@yandex.ru).

Guanghui Bei — PhD student, Plekhanov Russian University of Economics; https://orcid.org/0009-0002-0965-0870  (36, Stremyanny Lane, Moscow, 115054, Russian Federation; e-mail: b1658791337@gmail.com).

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